Testimonials

  • P W.

    Andy was able to guide us through every step of our home loan process with ease. He tolerated our many questions, in realtime, and we were extremely pleased with the results of our dealings with Colonial Mortgage. We would highly recommend Andy and co.
  • Vinita S.

    My lender, Andy Sikora, went above and beyond during my closing and qualification process. His team ensured that my documents were ready and complete and we were ready to close weeks before our closing date - when does that happen?! Andy was a great resource responsive proactive and always checking in - my buyers agent was new and Andy spent time walking us through both the contract negotiation and closing process - took called on weekends and Fourth of July holiday. client for life!
  • Evelin A.

    very excellent to work with very professional and very carring
  • Shahid M.

    Great service overall. No surprises during closing. Everything has handled in a professional manner.
  • Wil L.

    Very professional
  • Sean S.

    I am a return customer to Colonial Mortgage with Andy Sikora. Andy and staff worked with me every step of the way to make the refinance process clear and less daunting. They were always friendly, patient and knowledgeable. It was a refreshing and pleasant surprise that even though they are a smaller outfit, they cost less than the bigger banks and not as surprising was that service and accessibility were excellent. I got help quickly and the whole refinance took less time. 5 stars.
  • Marcos M.

    Great speed to close the deal. Very profesional. And accurate.
  • Svetlana N.

    Was exelent service and I closed in 30 days
  • Lisa V.

    I usually don't take the time to give testimonial but, I had to for Andy Sikora. You just amazed us with your client service and how detailed you were every step of the way with all the documents and loan information. Everytime I called, emailed or text you; within minutes I had a response and that's rare. EXCELLENT SERVICE and VERY PROFESSIONAL at all times. It was a pleasure being a client of yours and we will highly recommend you to our friends, family and anyone that is looking for EXCELLENCE. Lisa B. and Frank V.
  • Danny B.

    Nice easy process. Great attention to our needs.
     
  • Carrie T.

    Andy is the best! We had a great experience with him and will always use him in the future!!
  • Jeff H.

    Andy provided support to us multiple times and has always done a phenomenal job. He provides quick turnarounds and clear expectations. I would use him again.
  • Sarah Q.

    Andy is one of the best in the business! He is extremely knowledgeable, great to work with and most importantly, very accessible. He will respond to an inquiry as quickly as possible 7 days a week. I have worked with Andy on several dozen contracts successfully and feel at ease when my clients are working with him knowing that there won't be any issues with the loan closing on time!
  • Khalid A.

    Andy has been a great partner and advisor in my previous house purchases. He truly looks out for the best interest of his clients.
  • Ray M.

    ANDY IS THE MAN!!!!!! Point blank, period, end of discussion! This is the 2nd time I have used Andy's expertise, and just like the first time, the experience was awesome. No matter the question he has an answer. Real professional, always puts customer first, always looking out for your interest all the time
  • Rodney S.

    The best rates and fast efficient service made it as easy as it could be .
  • Adrian K.

    Andy was great helping me with my first time buyer mortgage. I would highly recommend him for your financial needs
  • Trushar P.

    I have financed my house five times in 17 years, always for better terms and always with Andy. He was always able to find better rate and term that saved me money overall and expedited the payoff of the principle as well.
  • Patrick G.

    Any time I heeded help, had a question, or needed guidance with the paper work, Andy was there to help. It never took him more than a few hours (sometimes minutes) to get back to me; even if he was out of the office or out of town. It was great all around.
  • Alfred B.

    Very pleased and grateful for a job well done, glad to post this review. All the Best Alfred Brodner
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    • Danny T.

      I have Andy Sikora guided me every step for my Home loan , very professional attitude and helpful information . I was Very happy ...! I would recommended him ...!
    • Larry R.

      Andy was a great help with 2 mortgages, I will contact him first if I need another mortgage.
    • Joyce P.

      Andy is absolutely the best. Attentive and concerned is one of his best qualities of his service.
    • Frinet K.

      Very knowledgeable and responsive. Highly recommended.
    • Pam T.

      Andy is very knowledgeable and professional. I've been with him for many years (lost count), and have nothing but confidence and compliments for him!
    • Regina F.

      My experience with Andy was excellent. Closing can be very stressful when your dates are extended. However, Andy did everything possible to reduce the stress I've referred several colleagues and family.
    • Bud A.

      We were very satisfied with the services provided by Andy Sikora through Colonial Mortgage Capital. We picked the house we wanted and turned the rest over to Andy. He secured our loan, set up escrows and purchased insurance completing our long distance home purchase with ease. Kathy and Bud
    • Dee W.

      Anyone who has ever purchased a home knows how stressful it is. When time/money matters, you need an expert that can skillfully maneuver the process. Andy is the consummate professional and answered our many questions within a short time. He was very knowledgeable in the programs available and helped us get the best rate possible. His ability to succinctly explain terminology put us at ease throughout this process. We would not hesitate to recommend Andy to anyone needing a mortgage expert.
    • Felix O.

      Very professional
    • Todd P.

      Andy answers all our questions and always presents several options.
       
    • Erika R.

      Andy is absolutely amazing. This was my first mortgage experience and Andy was knowledgeable, kind, and supportive. He worked with me over and over until I understood all aspects of the process, I got the rates that I needed and I had the best deal possible. He even took my calls months later when I started getting mail about being a new home owner and changing my payments - he patiently answered all my questions even after normal work hours. I recommend him 110%!
    • Marcos P.

      Andy was professional and very effective getting the loan fast.
    • Zarko D.

      Very professional service
    • Srinivasa P.

      Prompt and accurate service. I used their services couple of times and they did an excellent work in getting the job done. I would love to work with them again.
    • Dee D.

      I had a great experience w/Andy Sikora. He is a very experienced and knowledgeable. He helped save the entire transaction as the buyer got cold feet as the house she wanted to purchase didn't appraise and Andy calmed her down and got us all to settlement. He is excellent. Dee Downey Associate Broker, Sampson Properties
    • Mithra R.

      My experience was great working with Andy at Colonial Mortgage. He was very responsive with my loan process and in a timely manner which I appreciated. I would work with them again on any future home buying or refinancing. Thank you!
    • Amanda M.

      Mr. Andy Sikora took the time to come to my home to discuss with me how to improve my credit score so I would be able to purchase my first home. He educated me on how to write letters to my creditors to remove wrongly report information. We set up a action plan to accomplish cleaning up my credit and it worked! Mr. Sikora was very diligent on following up with me to make sure I was on track to achieve my home buying goals. I would highly recommend Colonial Mortgage Capital. They ROCK!!!
    • Svetlan N.

      Had excellent experience , approved and closed within 30 days ! Will refer my friends , Thank you !
    • Matthew M.

      excellent
    • Luke S.

      Andy helped my wife and I buy both our first condo, and then a few years later our first house. Both times Andy spent lots of time with us to help us understand our options. He explained things well, helping us to understand how much house we could afford both times. He worked with us to make the process smooth and easy.
       
    • THI M.

      Colonial Mortgage Capital is good. Andy helped me to find the lowest interest rate as possible and the process is quick and convenient. I would like to recommend this company to anyone needs to buy the house.
    • Kim T.

      I had a wonderful experience!
    • Lynn R.

      Andy was easy to work with and explained everything we needed to buy the house.
    • Marialena H.

      Timely responses, correct documentation...things were very smooth during our loan processing. Daniel & Marialena
    • Pamela L.

      Andy, thank you so very much for all of your help in securing our loans for the past several years in Northern Virginia. You were organized, thorough, and very professional. We put our trust in you, and you most definitely came through for us. You stand above the rest, Andy Sikora! Our hats off to you and your team for superior service!
    • Lalee D.

      I have worked with Andy Sikora on numerous mortgage transactions throughout the years. He is a true professional, extremely detail-oriented, very responsive and has an incredible wealth of knowledge of the financial industry. I would highly recommend Andy Sikora and look forward to the next opportunity to work together again .
    • Brenda N.

      Andy has been very helpful and accommodating to our needs. I would use him for our next purchase!
    • Jim M.

      I had an excellent experience working with Andy and his group. They were very thorough and helpful at every stage of the process. I would highly recommend them and will use them again if need.
    • Shimo H.

      I was satisfied with them.
    • Aaron T.

      Excellent
       
    • Hwa G.

      I had an amazing experience, Mr. Sikora was always on-time, helpful, and answered all of my questions. There is no doubt that you will have no regrets in choosing Mr. Sikora.
    • John S.

      Great support from Andy at Colonial Mortgage Capital!
    • Peter D.

      We relocate often and have always purchased our homes in a conventional way. This time we decided to check out some on online opportunities to see if our bank would measures up. Not even close, Andy and his team provided us with a great rate, excellent communication and were always available when we needed them. We were totally impressed and had an outstanding experience! Colonial Mortgage Capitol was spot on from start to finish . I would recommend them to anyone. Great Job Andy-
    • Olga G.

      amazing
    • Anwar F.

      Andy Sikora is a great Mortgage professional. I have used his service several time in past & I m very satisfy with his service .
    • Thomas W.

      Very patient and willing to assist.
    • Thoms E.

      Andy worked very hard for us to get the loan that fit our budget and needs. If we are ever in the market for another mortgage, I would definitely seek his services again.
    • Azar S.

      Great company with helpful people, you will be very happy with them.
    • Edie F.

      I've been through the mortgage finance and refinance process many times. I've learned a lot about it the hard way. We put Andy through the ringer and he showed up in a big way. I would highly recommend him if you need to finance or refinance a home.
    • Darlene W.

      Andy did an amazing job guiding us through the process of purchasing our first home! He made sure we understood each and every step and was there to answer all of our questions. Couldn't recommend him more.
       
    • Benny T.

      Best possible experience one could ever have Andy and team are best in class! Highly recommended! I will use again in the future.
    • Mike T.

      Not dissapointed. Andy and his crew were friendly, easy to work with, accommodating, and prompt to explain the process.
    • Mahera R.

      Andy and his team were responsive, thorough, and kind. Andy was available at all hours via phone and email and always made sure to answer my questions in detail!
    • Praveen S.

      Andy understand the urgency of preapproval and responds beyond office hours. Gets the best interest rates for my clients. Not all clients have same needs and Andy provides those value added services which we don't get in other banks or credit unions.
    • Manoj S.

      My experience with Andy Sikora at Colonial Mortgage Capital was fantastic during the mortgage processing & loan approval process for my new home. Andy is very knowledgeable, highly responsive and provided me with the best options that made the process look very simple. I highly recommend Andy and Colonial Mortgage Capital.
    • Mickie H.

      Great communication
    • Terry C.

      I had a great experience using Andy Sikora as my mortgage counselor on multiple different occassions. He took the time to understand my needs and offered his suggestions as to the right product to meet my needs. I did not feel as though I were just another customer number but was made to feel as though I was given individualized attention based on my circumstances. I happily recommend Andy as a mortgage advisor!!!
    • Brendan P.

      My wife and I worked with Andy Sikora to refinance our mortgage to a lower rate. Andy was knowledgeable and thorough which made the process far less painful.
    • Hollie F.

      Andy truly went above and beyond to help me get into my new home. He was also very patient with the thousands of messages that I sent and was always very friendly and personable. Highly recommend this company!
    • Jenny B.

      Andy was so helpful throughout the entire process of purchasing our new home. We appreciated all the advice and support along the way!
    • Muhammad K.

      It was a very good experience working with Andy to get loan. Andy helped me get loan on investment properties twice already. Looking forward to doing more business with Andy.
    • Roger J.

      I have known Andy for almost 20years. I continue to rely on him to support my needs as they change in life. Andy is always there for me and my wife as needed for questions and or financing. I look forward to continuing my relationship with Andy in the future.
    • Carrie M.

      Andy and his team were great to work with! They answered all my questions quickly and clearly and ensured a smooth closing on my new home! I highly recommend Colonial Mortgage Capital!
    • Jenise B.

      Andy is great! We had an unusual situation, and he helped us every step of the way. We have been loving our home for the past 14 years.
    • Kashaf R.

      Working with Andy Sikora was a great experience. Andy was always there when we had any questions, night or day. My wife and I will definitely recommend others to have the same great experience we did with Colonial Mortgage Capital in buying our first home.
    • Arthur L.

      Andy and his team made our experience as smooth as they could. We appreciate all their efforts to help us navigate the process of home buying in Virginia. Many thanks and kudos to each of you!
    • Suresh K.

      Great service.Andy ia great to work with.Overall,it has been a very pleaseant experience.
    • Rafi I.

      Andy Sikora was very professional throughout the loan process. 100% satisfied customer.
    • Valerie Z.

      Andy is great to work with! He gets you the best loan at the best rate. I refer everyone I know to him!
    • Sandy T.

      Good service.
    • Boris M.

      Andy was fast and reliable. My other lender was questioning what Andy was offering me but I stuck by him. Eventually he delivered what he said he would. Even my realtor who had recommended the other lender admitted that Andy was fast.
    • Patricia P.

      Andy did an amazing job of securing a mortgage for us. However, from my end, I felt I was responsible for an inordinate amount of work and documentation on my own. Of course things have changed post 911 and the recesession, and my last mortgage experience was 1977.
    • Todd M.

      Everything went smoothly and Andy Sikora was a pleasure to deal with.
    • Dick M.

      Our experience with Andy Sikora and Colonial Mortgage in obtaining a home mortgage loan was excellent. Andy was very helpful and professional throughout the entire proceeding. He kept us updated throughout the review process so there were no surprises along the way. We closed on time and within the Good Faith budget. We would use Andy and Colonial again.
    • Peter T.

      Professional and responsive with to any questions I had regarding my first mortgage loan. Was a pleasure working with Andy throughout the entire process.
    • Robin K.

      Excellent service and cotinued support.
    • Parthik P.

      Extremely helpful , knows what he is doing and very diligent with the work and service provided.
    • Crystal M.

      I recommend Andy Sikora to all my friends! Excellent service!
    • Alexis C.

      We highly recommend doind business with Andy. He is very knowledgeable, professional, efficient, trustworthly, and friendly which is a must in todays world.
    • Khoa P.

      Excellent services! Quick and solid advices! Valuable to spend time with Andy! Will get back when needed! Thanks!
    • Omar B.

      Andy is very easy to work with and answers questions quickly. Works long hours to expedite your mortgage to execution. Great experience.
    • Melanie R.

      We had a great experience with Andy. He was extremely knowledgeable, patient with us and very friendly through out the whole process. His back office was always prompt with a response and friendly. Awesome experience overall!
    • Michelle G.

      My experience with the services of Colonial Mortgage Capital-Andy Sikora was EXCELLENT x 1000! The refinancing process can be a very daunting experience, but Andy's services made it a seamless process. I am very grateful and will be using his services again should the need arise!
    • Alex L.

      Andy Skikora is my go to guy to financing and refinancing my investments. He is very efficient , professional, prompt with his service, and accuracte on the delivery of his service. I would highly recommend him.
    • Trevor G.

      Andy is very informative and hard working. He is loyal to his faithful customers.
    • Linda M.

      Andy Sikora and his team were very thorough and made getting a mortgage process quick and easy. Andy was always available to answer any questions I may have had. Thank you Andy and your wonderful team. Linda Martinez
    • Jeff M.

      Andy and team were always courteous, helpful, and quick to respond. Would recomend them for future business
    • Samantha A.

      Andy Sikora is awesome! He really went the extra mile for us when we bought our first home and again when we refinanced. I highly recommend him and Colonial Mortgage!
    • Ram J.

      Very friendly.
    • Afzal R.

      I gave Andy Sikora my highest recommendation. He is professional ,poised ,reliable , timely and efficient . Base on my previous experience of buying my first house with other lender it took a long time to process a loan, whereas with Andy the process was quite easy and fast.
    • Mussie T.

      I found colonial mortgage very helpful , they guid you and help you understand the process.
    • Jennifer R.

      Great experience!
    • Marco B.

      Great professional people
    • Dan C.

      The whole process was explained and professionally done. It was so easy I wish I had started it earlier. So thankful it went so well.
    • Nadim H.

      Andy was absolutely fantastic!
    • Roshan H.

      Andy is a true professional. After having worked with several other mortgage bankers, I was introduced to Andy and it has been great. He's easy to work with and guides you through what works and doesn't. He cuts the nonsense out and gives the details clear. I recommend Andy Sikora to all my family and friend alike.
    • Kathleen M.

      Andy is professional and helpful. I had a great experience working with them.
    • Joshua K.

      Was as painless a process as I have experienced in years. Wonderful people providing not just the right answer but in a timely way. Interest rates have now gone up twice since we refied. Couldn't be happier!
    • Lisa H.

      Thank you!!!
    • Raffie K.

      Great experience. Very smooth process and I'm looking forward to future business together
    • Houman D.

      One of the Finest, Most Reliable, and Trustworthy Professionals you can work with in regard to Real Estate and Mortgage. It has been a pleasure working with Andy! Thank you!
    • Jessenia A.

      Andy was amazing !!! Buying my first home and not knowing nothing about the home buying world. Andy made me comfortable and explained ever piece to me. I felt he was looking out for the best for my family and I.
    • Francisco B.

      Andy Sikora at Colonial Mortgage is very knowledgeable and experienced. I have closed many transactions where Andy was the loan officer and never failed to close.
    • Mike F.

      We moved to VA December 2015. We wanted to make a quick transition and get settled in to our new home to start our new life here in VA. Andy Sikora worked very hard for us to ensure that we got the things we were looking for. When we wanted to refinance due to an opportunity with our VA loan, Andy took care of us once again and nobody else came close to his offer and exceptional service. If we were to buy or refinance again in this area there is no question that we would go with Andy again.
    • Andy T.

      Andy Sikora is always available and he iis very responsive.
    • Ricardo L.

      Excellent experience and professionalism.
    • Shelley M.

      I have done business twice with Colonial Mortgage and Andy Sikora. First with my initial home purchase, and second with my refinancing. Both experiences were simple, pleasant, and timely. I highly recommend! Mr. Sikora's knowledge, professionalism, and kindness brings great credit upon himself and Colonial Mortgage. I will always refer them, and will use them again in the future.
    • Ibrahim Z.

      Excellent experience
    • Devon G.

      Out of everyone involved in our home buying process, Andy was always the quickest to respond to our phone calls and emails when we had questions. He was professional, approachable, and organized.
    • Marlon W.

      I have had nothing, but the best experience from Colonial Mortgage. Andy, has been patient with me, and he was great to work with, and look forward in working with him in the near future.
    • Sabine J.

      We have known and worked with Andy Sikora for years now, and would recommend him and his team to anyone. He stays on top of things, takes the time to explain everything and follows through expeditiously. He always has the clients best interest in mind. We look forward to working with him in the future.
    • Sia K.

      Great
    • Mary P.

      Andy Sikora gave us tremendously valuable mortgage service! We didn't need to go to a closing or to any further than our dining room table. His integrity and professionalism are second to none. We would gladly work with Andy in the future for our mortgage needs.
    • Kathy S.

      I am a Real Estate Agent and, I had the pleasure and several opportunities to work w/Andy along w/his team and, the experience were incredibly pleasant. Andy is very responsive, caring, personable and, he gets the job done in a timely painless manner. Not only did I have Andy refinanced my own personal home loans, I now have Clients/Homeowners that praise their experience working w/Andy. I highly recommend Andy..
    • Niti C.

      Andy was extremely helpful throughout the process. He was very responsive and answered all of our questions promptly. I enjoyed doing business with Andy Sikora and his team, and would highly recommend them.
    • Myishia M.

      Andy was very helpful; prompt to address questions asked.