FHA Loans

I gave Andy Sikora my highest recommendation. He is professional ,poised ,reliable , timely and efficient . Base on my previous experience of buying my first house with other lender it took a long time to process a loan, whereas with Andy the process was quite easy and fast.

- Afzal R.


FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.

FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.